How would it make you feel to know your personal finances were working for you, securing your future and protecting your family while you worked hard adding to them?
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EmailChoosing The Right Mortgage
"Making the wrong mortgage decision could cost you thousands"
You only need to glance in a glossy mortgage magazine or on a price comparison website to see there is a baffling choice of mortgages to choose from. Make the wrong decision and it could literally cost you thousands.
However, a quick call to Explore Wealth Management to arrange a meeting with one of our mortgage specialists will ensure you select the right product for your needs. Not only that, we'll take care of the paperwork too. Plus, because we charge a fee rather than just relying on commission, which can vary from lender to lender, our advice truly is independent.
Residential Mortgages
When you choose a mortgage your choice is usually between a repayment or an interest only mortgage.
Not only that, you will also be able to choose between a huge number of lenders, interest rates as well as Fixed Rate and Variable Rate products.
At Explore Wealth Management we have access to the whole of the market and have the necessary skills to find you the very best deal for your individual circumstances. So whether you are a first time buyer, looking to move house or are simply looking to save money, then look no further
Buy to let
Buy to let is a form of residential investment where you buy a property usually with the aid of a mortgage and rent it out. This can be a good form of long term investment but does come with risks. It's essential you receive qualified financial advice before entering the buy to let market and we'd be pleased to help you with this.
Equity Release
Lifetime mortgages
These are special types of loan usually designed to run for the rest of your life.
You borrow money secured against the value of your home to give you a lump sum or a regular income. Importantly you continue to own your own home . The loan is repaid when you sell your property
Home reversion schemes (Selling your home or part of it)
Under this arrangement you sell all or part of your home to a Reversionary Company that allows you and your spouse to live their for the rest of your lives.
After you both die or move out (for whatever reason) the proportion of the home that you sold becomes the property of the Reversion Company and anything left over passes to your estate