At Retirement

Helping you make the most of what you have for you and your loved ones.

To help you decide if we are right for you we offer a free initial 30 minute consultation.

We aim to do the following for retired clients: -

We fully appreciate this is a significant time in your life and the decisions made at this point can be really important in terms of your financial future.

We take the trouble to explain to you in a simple, easy to understand way, the options open to you and the risks involved with each option.

Having assessed your circumstances we will also advise which option we feel is best suited to your retirement needs.

Most retired clients come to us seeking guidance on existing investments, often unsure as to what they are really invested in and the risks involved with these. Now that you are retired your outlook on risk may have also changed significantly since you first invested.

Retired clients also often have newly acquired capital (inheritance/pension lump sums/result of downsizing etc.), which they require advice on investing to generate an income and/or growth for their future.

We can help you review all existing savings plans to make sure they are still right for you and your current needs as well as advising on the investment of new capital.

Cash flow forecasting can help identify by what method you provide your retirement income and also the level of risk you need to take to achieve your retirement goals. All of this helps to give you the peace of mind you need to enjoy your retirement, rather than worrying if your assets will indeed sustain you for your retirement.

We can help you plan for the transfer of your assets in a tax efficient manner to your loved ones to ensure they benefit from your years of hard work and minimise any tax payable as a result.

Above all else, we listen to your needs and create a personal solution that works for you.

Contact us and take the first step towards building your own financial plan to suit you and your goals.